The Law Office of Michelle Labayen PC would like to offer the victims of Hurricane Sandy a 50% reduction of our normal legal fee in regards to any bankruptcy service. This offer is specifically for those who are displaced or have lost property, have property damage or those who have lost their business or have business damage in New Jersey and New York. Many have been struggling financially before Hurricane Sandy and after Hurricane Sandy the debts may have only increased with loss of time from work and unexpected expenses. Too many are still trying to recover by getting, electricity, heat, food and gas. For many others a sense of “normal” is completely loss. Yet after a short amount of time the banks will be back to “normal” and will be looking for payments on credit cards, car payments, mortgages and other loans. Even if your property is destroyed, homeowner’s insurance and FEMA may not cover everything and you will still be expected to pay the shortage. Call us for a free consultation to discuss in more depth.