Debt collectors may violate the FDCPA by either harassing or threatening creditors. Before contacting an attorney to help, steps to take to defend against violations and build a case against the abusive debt collector are: first, record the phone calls. The safest and most advantageous way to record the collector’s phone calls is by making note…

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You have finally come to the decision that you are willing to surrender your house.  This decision did not come easily.  You probably spent years dreaming about your house, years paying for your house, possibly years going through a failed loan modification process and finally decided to file bankruptcy.  If you decided to surrender your…

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Eichenbaum and Stylianou LLC is a large debt collector’s firm in New Jersey. Judge Novalyn Winfield found that they violated our client’s bankruptcy protection under 11 U.S.C 362 ( Bankruptcy Case 11-36472; Adversary 11-02539) The bankruptcy law provides that once a client files for Bankruptcy protection all attempts to collect a debt must end. Specifically…

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Debtor’s prison’s are from the stories of Charles Dickens and old England and have been abolished in this County since 1830. Unfortunately, they are making a come back. Our national obsession with imprisoning people for relatively petty and non violent offenses amount to a modern-day form of debtor’s prison. Most arrests are for not appearing…

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Republican candidate Mitt Romeny knows exactly what this country needs…Speeding up foreclosures vs slowing down or stopping foreclosures.  His reasoning, so that investors can buy the properties.  Everyone knows that multiple issues of fraud have been exposed to the point that Local, State and Federal authorities are suing many of those involved….including, and most importantly,…

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In a recent article in The New York Times by Shalia Dewan, she discusses how Arizona has allowed for debt reduction but two of the largest players in this whole fiasco, Freddie Mac and Fannie Mae, will not participate.  It boggles the mind that the Government has given Freddie Mac and Fannie Mae pseudo government…

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